Frequently asked questions

Quickie (Quickie Business Services LLC) provides fast business funding by purchasing a portion of your future receivables. Offers generally run $500–$10,000, and repeat customers in good standing can qualify for higher amounts over time. Repayment is usually one predictable weekly remittance sized to a percentage of your sales, over a short, disclosed term. Your written offer shows your payment schedule.

No. A Quickie is a purchase of future receivables for a business purpose — not a consumer loan and not a line of credit. There's no compounding interest; instead there's one flat cost built into your total payback, which you see before you sign. See our Disclosures for details.

Quickie requests run $500 to $10,000. The amount you're approved for is based on verified cash flow (primarily deposits, revenue consistency, and balances) - not just your personal credit score. Repeat customers with clean payment history can qualify for higher amounts over time.

Yes. Quickie Prime covers $10,000 to $1,000,000 with one application. An advisor calls to learn about your business, your offers land in your Quickie portal to compare, and you pick. The terms of each offer come from the funder named on it.

Prime is for established businesses with $15K+ a month in revenue, 12+ months in business, 600+ credit and healthy daily balances.

Quickie funds businesses directly and also works with a network of trusted lending partners to find you the strongest offer. To do that, we share the information you give us with those partners.

Applying uses a soft credit check and requires connecting your bank (read-only). If Prime isn't the right fit today, we finish your application as a standard Quickie — nothing to re-enter.

Pricing and payments are based on your sales and your file, plus a 7.5% origination fee deducted from the funded amount. Before signing, you see the gross amount, net cash deposited, how your payments work, total payback, and applicable fees — your written offer always controls.

Our pricing is not an APR, but that does not make annualized cost irrelevant. Annualizing a short-term receivables purchase can produce a high estimated APR. Compare the net proceeds, total dollars repaid, weekly cash-flow impact, fees, term, and any state-required estimated APR before deciding whether the capital can generate enough return to justify its cost.

First-round pricing reflects a new relationship. Qualified repeat customers who pay as agreed may earn better pricing, higher limits, and faster renewals — each new round is priced fresh on its own review.

Most applications take just a couple of minutes and decisions are instant. Once you sign and confirm your payment details, funds are typically on their way the same day or the next business day.

You'll generally need:

• A real U.S. business — registered with an EIN, or self-employed / sole proprietor / 1099 (no EIN needed)
• Around $5,000+ average monthly revenue (limited $3,000–$4,999 exceptions may qualify only for smaller tickets)
• 6+ months in business (limited 4–5 month exceptions may qualify only for smaller tickets)
• An active bank account where your business income lands — business or personal
• An owner who is a U.S. resident, 18 or older

Quickie purchases future receivables, so real business income is required — W-2 paychecks don't qualify. Because underwriting weighs bank-account cash flow, some businesses a bank declined may still qualify — every file gets a real look.

We verify income and cash flow by securely connecting the bank account where your money is deposited (read-only) through our banking partner.

Repayment is automatic. We collect remittances sized to your sales by ACH from your connected bank account until your balance is paid in full, most often one weekly payment on Friday.

Underwriting sets the payment schedule for each offer, in our discretion: weekly, daily (each business day), or another schedule. Your written offer shows the schedule before you sign, and your signed agreement controls. You can track every payment in your client portal.

Yes — and you keep more when you do. If you settle within the early-payoff window on your offer — 30 days from funding on a standard offer — you pay a discounted early-payoff amount instead of the full total payback. Your portal shows exactly how much you'd save and how long the discount is available, and you can message us to pay it off anytime.

Once you've paid down 60% of your current balance, you may become eligible for additional funding. If eligible, renewing takes just a few minutes from your portal without reapplying from scratch.

Qualified repeat customers in good standing may receive better pricing, higher limits, and faster renewals. Repayment history is an important underwriting signal — every renewal gets its own fresh review under current policy.

Yes. We use bank-grade encryption, and your bank connection is read-only through a trusted banking partner — we never see or store your bank login. Read more in our Privacy Policy.

Fastest: text us at +1 (904) QUICKIE. You can also email team@tryquickie.com or use the secure message center in your client portal. See our contact page for all the ways to reach us.