Disclosures

• Not a loan. Our financing is structured as a purchase of future receivables documented by a Future Receivables Purchase Agreement. We do not charge interest in the consumer-credit sense, and our products are not regulated under the federal Truth-in-Lending Act.
• Subject to underwriting; we size the offer. All offers are subject to underwriting approval. Pre-qualified, requested, or advertised amounts — including typical marketing ranges such as $1,000 to $25,000 — are illustrative and are not commitments to fund. We may, in our sole discretion, size an offer up or down from any such figure, including as low as $300 or above an advertised range, or decline to offer. Your written offer and signed agreement control.
• Funding times. Funding times shown on the site (e.g. ~24 hours) are typical for files signed before the applicable cut-off and meeting all post-signing requirements. Actual times vary and are not guaranteed.
• Origination fees. An origination fee is disclosed on each offer prior to signature and is netted from the disbursement amount.
• Security and guarantee. Quickie does not require a pledge of real estate. The agreement includes an owner guaranty and grants a security interest in business assets, with authorization for a UCC-1 filing. The signed agreement controls.
• Collection from linked accounts. Remittances are collected by ACH from the bank accounts you link or place on file — your signed agreement authorizes collection from any linked account (checking, savings, money-market, or brokerage / cash-management), in one or more debits that may be split across accounts, and from any card on file as a backup. Amounts collected in any week, across all accounts and cards combined, never exceed the amount then due under your agreement; any shortfall remains due and rolls forward. See the ACH Authorization.

Current standard underwriting policy generally assigns factor rates from 1.38 to 1.46 and terms from 16 to 22 weeks, plus a 7.5% origination fee deducted from the purchase price at funding. Actual pricing, amount, and term are file-specific and may change; your written offer and signed agreement control.

A factor rate is not the same measure as APR. However, annualizing the cost of a short-term receivables purchase can result in a high estimated APR. Merchants should compare net proceeds, total payback, weekly remittance, all fees, term, early-payoff terms, and any state-required estimated APR before signing.

Several U.S. states (including New York, California, Utah, Virginia, Georgia, Connecticut, Florida, Kansas, Missouri, Texas, and Louisiana) require commercial financing providers (or, in some cases, brokers) to give merchants standardized disclosures before consummation of certain commercial financing transactions. Where an applicable state disclosure is required for your transaction, it will be provided to you in conjunction with your offer prior to signature, and you will sign a separate acknowledgement of receipt.

To request a copy of the standardized disclosure for any prior transaction, email legal@tryquickie.com.

• Soft inquiries only. Personal credit reports pulled in connection with Quickie are soft inquiries — they do not affect the personal credit score of the owner inquired upon and are not visible to other lenders. Quickie does not perform hard credit inquiries. With your authorization, we may also use that report to contact you, solicit you, offer, market, and sell to you any product or service under the Quickie Business Services umbrella — including without limitation Quickie Recovery, Quickie Offers, Quickie Sales, Quickie Sells, Quickie Accounting, and any other current or future Quickie Family offering. See our Privacy Policy and Terms of Service.
• Business credit. We may furnish information about funded merchants to commercial credit bureaus and to industry consortium services. Furnished information may include account opening, performance, defaults, and resolution.

• Advertised amount ranges. Site and ad copy that refers to amounts such as $1,000–$25,000 describes a typical marketing range, not a guaranteed minimum or maximum. Underwriting may issue an offer of any amount we determine — including as low as $300 — or no offer. Qualified files only; no funding guarantee.
• Forward-looking statements. Statistics shown on the marketing site (such as “Capital Deployed,” “Operators Funded,” or rating averages) reflect cumulative figures or illustrative composites and are not promises of future results.
• Testimonials and scenarios. Illustrative or composite use cases are labeled as such and are not actual funded transactions. Customer testimonials are published only after verification and permission. Outcomes always vary.
• Trademarks. All third-party names, logos, and marks referenced on the site are the property of their respective owners and used for identification only.

To request a copy of any disclosure or to ask compliance-related questions, contact legal@tryquickie.com. See also our Terms of Service, Privacy Policy, E-Sign Consent, SMS Consent, and ACH Authorization.