Business Funding for Contractors
Contractors front materials and crew weeks before a draw or invoice clears. That gap is where jobs stall — or move. Quickie provides commercial working capital sized to real deposit activity, with clear total payback before you sign.
Operator Decision Checklist
- 1Define the exact use of funds and expected payoff timeline.
- 2Model conservative weekly repayment capacity (not best-case weeks).
- 3Compare at least two structures by cadence and total payback.
- 4Confirm all signed offer terms before committing.
Cash-Flow Shape Snapshot
Visual reference: align repayment cadence with real weekly revenue behavior.
Funding Fit Estimator
Quick planning tool to pressure-test payment fit before you apply.
The planned payment sits in a generally healthy range for many short-cycle files. This is a planning estimate only — underwriting and verification determine final eligibility and terms.
Common uses: materials, payroll float, mobilization, equipment repair.
Underwriting reads your operating account — not just the owner's personal score.
Plan remittance against a slow draw week, not your best invoice month.
Decisions can land in minutes for complete, qualified files.
Best Fit For
- GCs and trade contractors with consistent deposits and a defined job need.
- Owners who must mobilize before the next progress payment lands.
- Operators who want fixed weekly remittance they can schedule.
What to Watch
- Do not fund long-duration projects with short-cycle working capital.
- Disclose existing daily or weekly facilities — stacking noise slows files.
- Approvals are not guaranteed; signed offer terms control economics.
Common Questions
What can contractors use this funding for?
Typical commercial uses include materials, crew payroll float, mobilization costs, and equipment repair while waiting on draws or invoices.
Is collateral required?
Standard Quickie structure does not require hard real-estate collateral. A personal guarantee of performance is typical for this product type. Your agreement controls.
How fast can a contractor get funded?
Complete files often see a decision in minutes. Funding follows verification and signing — same-day is possible for some qualified files, never guaranteed.
Verify Before You Sign
Offer terms are file-specific and verification-driven. Review your full agreement and disclosures before acceptance, and use specialist routing if needed.