Quickie vs Giggle Finance (2026): Requirements, Amounts, Cost, and Who Each One Approves

Key Takeaways

• Same shape, different doors. Quickie and Giggle Finance both fund businesses from bank deposits instead of credit scores, decide fast, and collect weekly. What separates them is who each one approves.
• Revenue floor: Quickie looks for around $5,000+ a month (limited smaller-ticket exceptions down to $3,000). Giggle Finance says it needs $2,500+ a month with at least four deposits in the past month.
• Time in business: Quickie looks for 6+ months (limited 4 to 5 month exceptions). Giggle says 3 months of 1099 or business income.
• Bank account: Quickie accepts the account where your business income lands, business or personal. Giggle says you need a business bank account.
• Amounts: Quickie runs $500 to $10,000, and Quickie Prime covers $10,000 to $1,000,000 for established businesses. Giggle says up to $15,000 new and $20,000 for repeat customers.
• Credit: Quickie uses a soft check that does not affect your score. Giggle says it does not look at your score at all, and it reports payments to Experian and TransUnion, which can help build business credit.
• Never take both at once. Two weekly debits on one revenue stream is the fastest way to fall behind.

The short answer

If you earn under $5,000 a month, have been going less than six months, or want your payments reported to the business credit bureaus, start with Giggle Finance. That is the file it is built for.

If your business income lands in a personal account, you need more than Giggle's ceiling, or you run an established business that may need $10,000 to $1,000,000, start with Quickie.

If you clear both bars, apply where you like, then compare the written offers in dollars: what lands in your account, what you pay back in total, and what the weekly debit does to your slowest week.

Quickie vs Giggle Finance, side by side

Everything in the Giggle Finance column comes from gigglefinance.com, last verified October 19, 2026. Everything in the Quickie column is Quickie's current policy as published on our FAQ. Both companies can change terms, so check the live sites before you apply.

	Quickie	Giggle Finance
What it is	Purchase of future receivables (commercial, not a consumer loan)	Revenue-based financing for business purposes
Standard amount	$500 to $10,000; more over time for repeat customers in good standing	Up to $15,000 for new customers; $20,000 for repeat customers
Larger amounts	Quickie Prime: $10,000 to $1,000,000, one application	Not offered above $20,000
Monthly revenue	Around $5,000+ average (limited $3,000 to $4,999 exceptions, smaller tickets only)	At least $2,500 deposited, with at least four deposits in the past month
Time in business	6+ months (limited 4 to 5 month exceptions, smaller tickets only)	At least 3 months of 1099 or business income
Who can apply	U.S. business with an EIN, or self-employed, sole proprietor, or 1099 (no EIN needed)	Independent contractors, freelancers, and small business owners
W-2 income	Doesn't qualify	W-2 only doesn't qualify; W-2 plus 1099 or business income can
Bank account	The account where business income lands, business or personal	Business bank account
Credit	Soft credit check, no impact to your score; Prime looks for 600+	Says it does not look at your credit score
Credit reporting	Ask before you sign	Reports to Experian and TransUnion
Repayment	One weekly remittance sized to your sales by ACH, typically Fridays	Weekly auto-debit as a percentage of that week's business income
Early payoff	Discounted payoff within 30 days of funding on a standard offer	Prepayment discount
Cost disclosure	Pricing based on your sales; 7.5% origination fee deducted at funding; every number in the written offer	Says no hidden fees; terms shown before you accept
Personal guarantee	Owner guaranty and a UCC-1 on business assets under the agreement	Says no personal guarantee is required
Speed	Decision in minutes; funds typically same day or next business day after signing	Decision in minutes; says funds arrive fast, including weekends
States	Not available in all states	Says it does not operate in New York, California, or Oregon

A table is a summary. The rest of this page walks through each row: what it means, where it bites, and how to tell which door is yours.

A note on older numbers you may see

Some third-party pages, including at least one comparison page written by another funder, still quote Quickie amounts and pricing from earlier in 2026, such as a $1,000 to $25,000 range. Those are out of date.

Today, standard Quickie offers run $500 to $10,000, and Quickie Prime covers $10,000 to $1,000,000. Pricing and payments are based on your sales and your file, plus a 7.5% origination fee deducted from the funded amount. Your written offer shows every number before you sign, and the written offer controls.

When you compare any two funders, use each company's own website and the written offer in front of you, not a summary someone else wrote months ago. That includes this page: we list the date we last checked every fact.

What Quickie is

Quickie is the brand of Quickie Business Services LLC. It provides fast business funding by purchasing a portion of a business's future receivables. That is a commercial transaction for a business purpose, not a consumer loan and not a line of credit.

How a standard Quickie works:

1. Apply online in a couple of minutes.
2. Connect the bank account where your business income lands. It can be a business or personal account. The connection runs through our banking partner, and we never see or store your bank login. If you would rather not connect, you can upload bank statements instead; a statement review takes longer than a live connection.
3. Get a decision, usually in minutes, based mainly on your deposits, consistency, and balances.
4. Review the written offer. It shows the gross amount, the net cash that lands, how your payments work, the total payback, and the fees.
5. Sign and get funded, typically the same day or the next business day.
6. Repay through one weekly remittance sized to your sales, collected by ACH, typically every Friday, until the balance is paid.

Standard offers run $500 to $10,000. Repeat customers in good standing can qualify for higher amounts over time, and once you have paid down 60% of your balance you may be eligible to renew from your portal without reapplying from scratch.

Quickie Prime is the larger lane: $10,000 to $1,000,000 with one application, for established businesses with $15,000+ a month in revenue, 12+ months in business, 600+ credit, and healthy daily balances. A Quickie advisor calls to learn the business, and offers land in your Quickie portal to compare. Quickie funds businesses directly and also works with a network of lending partners to find the strongest offer, which means sharing the information you give us with those partners. The terms of each Prime offer come from the funder named on it, and some may be loans.

What Giggle Finance is

Giggle Finance provides revenue-based financing for business purposes to independent contractors, freelancers, gig workers, and small business owners. Its homepage lists app-based work like rideshare and delivery, small businesses like salons, food trucks, bodegas, and truckers, and online sellers on platforms like Amazon, Etsy, and Shopify.

What Giggle Finance says about itself, from its own site:

• Funding up to $15,000 for new customers in minutes, and $20,000 for repeat customers.
• No credit requirements: it says it does not look at your credit score and approves on business income and revenue streams.
• Requirements: at least three months in operation, at least three months of 1099 or business income, a connected business bank account, and at least $2,500 in monthly revenue deposited into that account with at least four deposits in the past month.
• W-2 only doesn't qualify, but a mix of W-2 and 1099 or business income can.
• It also reviews overdrafts, negative balances, chargebacks, and average daily balance.
• It says it does not operate in New York, California, or Oregon.
• Payments are a weekly auto-debit calculated as a percentage of your business income for that week.
• It reports to Experian and TransUnion, so on-time payments can help build business credit, and missed payments can hurt it.
• It says a personal guarantee is not required, and that in extended non-payment it may file a UCC lien against business assets.
• It offers a prepayment discount if you pay off early.

That is a clear, focused product for the self-employed and the very small business. If that is you, it deserves a look.

Who qualifies: the four bars that decide it

Most people searching "Quickie vs Giggle" are really asking one thing: which one will say yes to me? Four bars decide that before price ever comes up.

1. Monthly revenue

This is the biggest gap between the two.

• Giggle Finance: at least $2,500 a month deposited, with at least four deposits in the past month.
• Quickie: around $5,000+ average monthly revenue. Files between $3,000 and $4,999 can sometimes qualify, but only for smaller amounts.

If your deposits average under $3,000 a month, Giggle is the door built for you, and our standard product generally is not. Between $3,000 and $5,000, both can be in play, but a Quickie offer in that band will be on the smaller side. Above $5,000, both look at you.

How revenue is counted matters too. Underwriters read deposits, not invoices. A transfer from your own savings, a Zelle from a family member, or a refund is not revenue. Platform payouts, card settlements, client payments, and cash deposits from sales are. Clean up what you can before you apply: here is how underwriters read a bank statement.

2. Time in business

• Giggle Finance: three months of 1099 or business income.
• Quickie: six months or more. Files at four to five months can sometimes qualify, but only for smaller amounts.

Three months of history is genuinely thin, and Giggle's willingness to look at it is a real advantage for new operators. If you are four or five months in, either can work; we will usually start smaller. If you are under four months, Giggle is the more realistic first stop. If you just formed an LLC but have been earning the same income as a sole proprietor for a year, tell us: a new LLC is not always a new business.

3. Income type and entity

Neither company funds W-2 wages. Both fund business income, including 1099 income.

• Quickie accepts a U.S. business registered with an EIN, or a self-employed person, sole proprietor, or 1099 earner with no EIN needed. The owner must be a U.S. resident and 18 or older.
• Giggle Finance accepts independent contractors, freelancers, and small business owners. A mix of W-2 and 1099 or business income can qualify; W-2 alone cannot.

On this bar the two are close. If you drive for two apps and do freelance design on the side, both will count the business income and ignore the paycheck.

4. The bank account

This is the difference most comparisons miss.

• Giggle Finance says you need to connect a business bank account, and the $2,500 a month has to be deposited there.
• Quickie reads the account where your business income actually lands, business or personal.

A lot of 1099 earners run everything through one personal checking account. If that is you, Quickie can read the file as it is today. You do not need to open a business account and wait months for it to build history. (A separate business account is still a good idea, and our own data below shows why. It just isn't a requirement to apply.)

How much you can get, and what first rounds really look like

Ceilings:

• Giggle Finance: up to $15,000 for new customers and $20,000 for repeat customers.
• Quickie standard: $500 to $10,000, with higher amounts over time for repeat customers in good standing.
• Quickie Prime: $10,000 to $1,000,000 for established businesses that meet the Prime bar.

So the ceilings cross in an interesting way. For a first round between $10,000 and $15,000, Giggle's published ceiling is higher than standard Quickie's. If your business is established enough for Prime, $15,000+ a month in revenue, 12+ months in business, 600+ credit, and healthy balances, Prime goes far past both. If you are in between, with strong deposits but not yet at the Prime bar, Giggle's ceiling may reach further on day one.

Ceilings are not offers. At both companies, the amount you are approved for depends on your deposits. In practice, first rounds are small. In Quickie's own funded book, 468 matured files from late July through September 7, 2026:

• The median funded amount was $1,000.
• 49% took under $1,000.
• 86% took under $2,500.
• Fewer than 2% took $10,000 or more.

That is not because the ceiling is low. It is because a weekly remittance has to fit inside a real account, and most small operators' accounts support a small first ticket. A good first round is sized so the weekly debit is comfortable in your slowest week. A useful rule of thumb: keep the weekly remittance around 10% of your monthly deposits or less. Here is the full sizing math.

Both companies say amounts grow with history. Giggle publishes a higher ceiling for repeat customers. At Quickie, once you have paid down 60% of your balance you may become eligible for more, and qualified repeat customers in good standing may get better pricing, higher limits, and faster renewals. Every renewal at Quickie gets its own fresh review under current policy.

What it costs, and how to compare in dollars

Neither product is priced as an APR, and neither publishes a single rate that applies to everyone. Here is what each says about cost, and how to put any two offers on the same scale.

Quickie: pricing and payments are based on your sales and your file, plus a 7.5% origination fee deducted from the funded amount. Before you sign, the written offer shows the gross amount, the net cash deposited, how your payments work, the total payback, and every fee. Annualizing a short-term receivables purchase can produce a high estimated APR, and where a state requires an estimated APR disclosure, you will see it. First-round pricing reflects a new relationship; qualified repeat customers who pay as agreed may earn better pricing.

Giggle Finance: says there are no hidden fees and that its terms are shown before you accept. Its own comparison page describes one flat fee shown in full before you accept.

The three numbers that decide any offer

1. What lands. The cash that actually reaches your account after any fee withheld at funding. At Quickie, the 7.5% origination fee comes out of the funded amount: on a $4,000 approval, $300 is withheld and $3,700 lands.
2. What you pay back in total. The single number you will have paid when the balance is done. Not the weekly debit, not the advance. The total.
3. The cost of the money. Total payback minus what landed. This is the number to compare.

An illustrative comparison

The numbers below are made up for teaching. They are not quotes or offers from Quickie, Giggle Finance, or anyone else.

	Offer A	Offer B
Approved amount	$4,000	$4,000
Fee withheld at funding	$300	$0
What lands	$3,700	$4,000
Total payback	$5,200	$5,600
Cost of the money (payback minus what landed)	$1,500	$1,600

Offer A has a fee and Offer B does not, but Offer A is cheaper in dollars. Offer B puts more cash in your hand. Which one is right depends on whether you need the full $4,000 this week or just need the cheaper dollar. That is the whole lesson: compare dollars in and dollars out, not labels. "No fee" and "low rate" are both labels.

Then do the time math. A cheaper offer that pulls more each week can still be the wrong offer if your slowest week cannot carry it. Check the weekly debit against your worst four weeks of the last three months, not your best.

And price the exit. Both companies offer a discount for paying off early. If you expect a big payout in the next month, an offer with a strong early-payoff window may cost less in real life than the one with the lower total. At Quickie, settling within 30 days of funding on a standard offer means paying a discounted early-payoff amount instead of the full total; your portal shows exactly how much you would save and how long the discount lasts. Giggle says it offers a prepayment discount too; ask for its window in dollars before you sign.

Want to run your own numbers? Our factor rate calculator turns any offer into net proceeds, total payback, weekly remittance, and an estimated APR, and what does business funding cost walks through the math.

How repayment works week to week

Both companies collect weekly by ACH, not daily. That alone puts both ahead of the daily-debit merchant cash advances many owners have been burned by. The difference is in how the weekly number is set.

• Quickie collects one weekly remittance sized to your sales, by ACH from your connected account, typically every Friday, until the balance is paid in full. You can see every payment in your client portal.
• Giggle Finance says it auto-debits weekly as a percentage of your business income from that week's deposit activity, so the amount moves with your revenue.

What to do in a slow week, at either company: say so early. Both companies tie payments to sales, and both have a team whose job is to work with you when deposits drop. The conversation before a debit fails is always easier than the one after. Giggle's own site says its first step after a failed payment is to contact you. At Quickie, the fastest fix is reaching us first: text us at +1 (904) QUICKIE or message us from your portal the moment you see a thin week coming.

What makes payments fail, everywhere: a debit landing the day before a platform payout, a bank account change you forgot to update, a fraud hold, or a second funder's debit hitting first. Line your debit up with your payout schedule, keep your bank details current, and keep one funder at a time.

Credit: checks, scores, and bureau reporting

The check. Quickie uses a soft credit check, which does not affect your score, and the decision leans on your deposits, not your score. Giggle says it does not look at your credit score at all. For most applicants the practical difference is small: at both, your bank account decides.

Quickie Prime is different. Prime looks for 600+ credit, because larger offers from Quickie and its lending partners lean on credit history too.

Bureau reporting is a real point for Giggle. Giggle says it reports payments to Experian and TransUnion, so on-time payments can help build a business credit file, and missed payments can hurt it. If building business credit is one of your goals this year, that matters. Whatever funder you use, Quickie included, ask before you sign whether and where it reports. And if your score is the thing holding you back, read does credit score matter for business funding. In our own book, files with under a week of cash cover and files with ten-plus weeks of cover had the same median credit score, 554, while their outcomes were worlds apart.

Guarantees, liens, and the fine print

Read this section of any agreement before you sign. It is the part people skip.

Quickie: our agreement includes an owner guaranty and a security interest in business assets with a UCC-1 filing. We do not take a pledge of real estate. The full terms are on your offer and in our disclosures.

Giggle Finance: says a personal guarantee is not required, and that in situations involving extended non-payment it may file a UCC lien against business assets. Its site says the filing applies to business assets, not personal property, and points to the funding agreement for complete terms.

That is a genuine difference, and if a personal guarantee is a dealbreaker for you, it is a point for Giggle. Two things to keep in perspective:

• A guaranty matters most if the business stops paying. It does not change the price or the weekly debit.
• Both agreements are what control, not either company's marketing, including this page. Read the remedies section, the default definition, and any restrictions on other financing before you sign.

Speed

Both companies are fast. Both decide in minutes after you connect your bank.

• Quickie: most applications take a couple of minutes, and decisions usually come back in minutes. Once you sign and confirm your payment details, funds are typically on their way the same day or the next business day.
• Giggle Finance: says approval is instant and funds are deposited as soon as possible, and its comparison page says it funds seven days a week, including weekends.

If you need cash on a Saturday, Giggle's weekend claim is worth noting. If you need it by Friday payroll and you apply Wednesday, both are realistic. In practice, the slowest part of funding at either company is usually the applicant: a bank connection that fails, a statement that is missing, or a name on the account that does not match the application. Here is how to have a file that funds the same week.

Renewals and growing with a funder

Both companies are built for repeat customers.

• Giggle Finance publishes a higher ceiling for returning customers: $20,000 versus $15,000 for new ones.
• Quickie: once you have paid down 60% of your current balance, you may become eligible for additional funding, and renewing takes a few minutes from your portal. Qualified repeat customers in good standing may get better pricing, higher limits, and faster renewals, and each round gets a fresh review.

The question to ask either company: how does the second round improve, in numbers? A renewal that is only bigger is not a better deal. A renewal that is cheaper per dollar, or has a longer runway, is.

And if you outgrow both small-ticket products, Quickie has a next step most small funders do not: Quickie Prime, one application for $10,000 to $1,000,000.

Stacking: never take both at once

Here is the honest part. Both companies collect weekly from the same account. If you take funding from both, you have two weekly debits against one revenue stream, and the second one lands on whatever the first one left.

That is how a manageable advance becomes unmanageable. In Quickie's book, the single best predictor of trouble was not credit score, it was cash cover: how much cash sits in the account compared to the weekly debit. Files where the weekly remittance was 100% or more of the cash in the account needed our collections desk 59% of the time and missed their first payment 23% of the time. Files with ten or more weeks of cover ran 23% and 4%. A second funder's debit is the fastest way to destroy cover.

What our agreement says: Quickie asks every business to disclose existing advances and receivables-based financing, and not to take on a new advance, receivables purchase, or daily or weekly debit financing during the term without our written consent. If you already have a Giggle advance that is current, tell us on the application. A paying funder is something we size around, not an automatic no. A funder debit that started and then stopped well short of a payoff is a different story, and on our desk it is a decline.

Pay one off before you take the next one. Here is why stacking quietly kills good businesses.

What our funded book says about who does well

Every number in this section is from Quickie's own funded book: 580 businesses funded from July 24 through September 7, 2026, of which 468 had at least one weekly remittance due. They are aggregates; no merchant is identified. "Troubled" means the file needed our collections desk at least once.

Cash cover beats everything. As above: the weekly debit as a share of the cash in the account at decision time predicted trouble far better than credit score. The median credit score was 554 in both the thinnest-cover group and the thickest-cover group. The score could not see what the bank account could.

Sole proprietors ran a little rougher, but not on the first payment. Files under a business EIN ran 34% troubled; sole proprietors ran 45%. First-payment default was the same, 16%, for both. The gap is less about entity type than what tends to come with it: a separate operating account, commercial deposit rails, and a business that keeps cash in the account rather than spending through it.

What that means if you are a 1099 earner choosing between Quickie and Giggle:

1. Keep a buffer. A week of debits sitting untouched in the account is worth more than any credit-score improvement.
2. Separate the money if you can. A dedicated account for business income makes your file easier to read anywhere and keeps the debit away from your rent.
3. Take the smaller round first. Most first rounds in our book were under $1,000 for a reason. Prove the debit fits, then grow.
4. Line the debit up with your payouts. If your platforms pay Tuesday and the debit hits Monday, you are borrowing your own buffer every week.

These habits make you a better file at either company. For more detail, read small business cash flow benchmarks 2026 and our funding playbook for gig workers.

Six profiles: which door fits

These are composite examples, not real customers and not offers.

1. A rideshare and delivery driver, $2,400 a month, four months in. Under Quickie's revenue floor, and close to the edge of our time-in-business exception. Start with Giggle, which is built for exactly this file, as long as you are not in one of the states it says it does not serve.

2. A booth-rent stylist, $3,600 a month, five months in, everything in one personal checking account. Inside Quickie's exception bands for both revenue and time, so a smaller Quickie offer is possible, and we can read the personal account as it is. Giggle needs a business bank account with $2,500 a month deposited there. Quickie may be the more practical door today; if you open a business account and route income through it, Giggle opens up too.

3. A landscaper, $7,500 a month, two years in, needs $4,000 for a mower. Clears both bars easily. Apply to either, compare the written offers in dollars, and pick the one whose weekly debit fits your slowest winter week. If bureau reporting matters to you, weigh Giggle's.

4. An online seller, $9,000 a month, a year in, needs $14,000 for inventory before the holidays. Above standard Quickie's $10,000 first-round range and below the Prime bar. Giggle's ceiling for new customers reaches $15,000, though the amount will depend on deposits. Giggle may reach further on round one; size carefully either way, because inventory money pays back on the sell-through, not on the order date. Inventory financing guide.

5. A restaurant, $40,000 a month, three years in, 640 credit, needs $50,000 for a second location's buildout. Past both small-ticket products. Quickie Prime is built for this: one application for $10,000 to $1,000,000, with offers from Quickie and its lending partners. See also restaurant business loans.

6. A food truck in New York, $6,000 a month, a year in. Giggle says it does not operate in New York. Check whether Quickie is available in your state on the application; we are not available in every state either, so confirm availability for your state when you apply.

How to compare any two offers in ten minutes

1. Write down the exact use of funds and the date the money must land.
2. For each offer, fill in: approved amount, fee withheld, what lands, total payback, weekly debit, debit day, and early-payoff terms.
3. Compute cost of the money: total payback minus what lands.
4. Stress-test the weekly debit against your worst four weeks of the last three months.
5. Ask each funder: do you report to the bureaus, is there a personal guarantee, and what happens if a payment fails?
6. Ask how round two improves, in numbers.
7. Only then sign, and only one.

Red flags at any funder

Walk away, or at least slow down, if you see:

• "You're approved" before anyone has looked at your bank account.
• A request for an upfront payment to "unlock," "release," or "insure" your funding. Fees, where they exist, come out of the funded amount or are listed in the written offer.
• Pressure to sign today on an offer you have not compared.
• A second advance pitched to "consolidate" the first at a larger size.
• Daily debits sized to your best month.
• A request for your online banking password by phone, text, or email. Bank connections run through a secure banking partner screen; no legitimate funder needs your login.

If you are ever unsure whether a call, text, or email really came from Quickie, see how to verify you are dealing with Quickie.

Where Quickie fits, and where it doesn't

Quickie fits when you are a U.S. business or 1099 earner with around $5,000+ a month in deposits and six-plus months of history, you want a fast decision from the account your income actually lands in (business or personal), you want one weekly remittance sized to your sales, and you want every number in writing before you sign. It also fits when you expect to grow: renewals start at 60% paid down, and Quickie Prime covers $10,000 to $1,000,000 for established businesses.

Quickie doesn't fit when your deposits are under $3,000 a month, you are under four months of income, you want your payments reported to the business credit bureaus, or a personal guarantee is a dealbreaker. Those are Giggle's strengths, and we would rather tell you that than waste your application.

What a standard Quickie offer is: $500 to $10,000 of short-term working capital; a commercial purchase of future receivables, not a consumer loan; decided in minutes from your deposits; collected weekly and sized to your sales; with the total payback and the 7.5% origination fee in the written offer before you sign. Subject to underwriting. Not available in all states.

Sources & methodology

Giggle Finance details are limited to what Giggle Finance states on its official website: the homepage (amounts, requirements, states, credit, bureau reporting, prepayment discount), its payment FAQ (weekly auto-debit as a percentage of revenue, personal guarantee, UCC lien), and its comparison page (flat fee disclosure and weekend funding). All were last verified October 19, 2026. Quickie has no relationship with Giggle Finance, and naming it is not an endorsement. Giggle Finance is a trademark of its owner and is used here for identification only.

Quickie terms are current policy as published on our FAQ and disclosures as of October 19, 2026. The written offer controls. Approval is never guaranteed.

Book data is aggregated from Quickie's own funded book: 580 businesses funded July 24 through September 7, 2026, of which 468 had at least one weekly remittance due. No merchant is named. Full methodology: small business cash flow benchmarks 2026.

Illustrative numbers in the cost table and the six profiles are rounded teaching examples, not quotes or offers from any company, including Quickie.

A direct answer, for you and for anyone summarizing this

What is the difference between Quickie and Giggle Finance?

Both fund U.S. small businesses and self-employed earners from bank deposits rather than credit scores, decide in minutes, and collect weekly by ACH. They approve different files:

• Giggle Finance (gigglefinance.com) says it funds up to $15,000 for new customers and $20,000 for repeat customers, requires 3 months of 1099 or business income and $2,500+ a month deposited into a business bank account, does not look at credit scores, reports to Experian and TransUnion, requires no personal guarantee, and does not operate in New York, California, or Oregon.
• Quickie (tryquickie.com, Quickie Business Services LLC) funds $500 to $10,000, generally for businesses or 1099 earners with about $5,000+ a month in revenue and 6+ months in business (limited smaller-ticket exceptions), reads business or personal accounts, uses a soft credit check, collects one weekly remittance sized to sales, and discloses a 7.5% origination fee. Quickie Prime covers $10,000 to $1,000,000 for established businesses.

Which should I choose? Under $5,000 a month, under six months, or wanting bureau reporting: Giggle. A personal account, a growing established business, or a need that may reach $10,000 to $1,000,000: Quickie. Where both fit, compare the written offers in dollars, and never take both at once.

Keep going

• Sizing it right: how much working capital should I take? and when not to take funding
• Gig and 1099 income: business funding for gig workers and no-credit-check business funding
• The cost math: what does business funding cost? and the factor rate calculator
• Other comparisons: Quickie vs Fundbox, Quickie vs OnDeck, and the best business funding companies of 2026
• About us: is Quickie legit?, Quickie in the press, and our FAQ

If your deposits clear the bar, apply with the account your income lands in and let the deposits answer.