Business Funding for Truckers & Carriers
Truckers and carriers burn fuel and repairs now while freight pays in 30 to 60 days. Quickie is commercial working capital for that gap — underwritten on deposits, with transparent weekly remittance and total payback.
Operator Decision Checklist
- 1Define the exact use of funds and expected payoff timeline.
- 2Model conservative weekly repayment capacity (not best-case weeks).
- 3Compare at least two structures by cadence and total payback.
- 4Confirm all signed offer terms before committing.
Cash-Flow Shape Snapshot
Visual reference: align repayment cadence with real weekly revenue behavior.
Funding Fit Estimator
Quick planning tool to pressure-test payment fit before you apply.
The planned payment sits in a generally healthy range for many short-cycle files. This is a planning estimate only — underwriting and verification determine final eligibility and terms.
Common uses: fuel, repairs and maintenance, driver payroll, new lanes.
Deposit consistency across brokers or shippers often matters more than a spotless personal FICO.
Fixed weekly ACH is easier to plan than percentage holdbacks that swing with card volume.
Speed depends on a complete file, verification, and signing — not marketing slogans.
Best Fit For
- Owner-operators and small fleets with steady weekly deposits.
- Carriers bridging fuel or repair costs before receivables clear.
- Operators who want clear economics before they accept an offer.
What to Watch
- Circular personal-to-business transfers and NSF clusters weaken a file.
- Do not over-size against one broker relationship that could end.
- Timing and approval are never guaranteed; your offer and agreement control.
Common Questions
Can owner-operators use Quickie?
Yes, when there is a registered U.S. business, an active business bank account, and consistent deposits. Exact fit depends on underwriting — nothing is guaranteed.
What documents speed things up?
Connecting the business bank (via Plaid), clear business basics, and a specific use of funds. Extra docs may be requested for verification before funding.
How fast can a trucker get funded?
Qualified complete files can see a decision in minutes. Disbursement timing depends on verification and e-sign. Same-day is conditional, not promised.
Verify Before You Sign
Offer terms are file-specific and verification-driven. Review your full agreement and disclosures before acceptance, and use specialist routing if needed.