Getting started
Documents Needed to Get Funded
Minimum to start
Most operators begin with:
- Legal business name and EIN
- Owner identity details (as requested in-app)
- Active business bank account ready to connect via Plaid
- A specific use of funds
That package is enough to generate a decision path for many files. Extra documents appear when verification needs them.
Often requested before funding release
Depending on the file, Quickie may ask for:
- Government-issued photo ID (owner)
- Proof of business (articles, EIN letter, or similar)
- Proof of business address (lease, utility, or comparable)
- Personal financial statement at higher sizes
- Clarifications on large transfers, stacking, or NSF activity
Exact requirements are file-specific. Funding is not released until required checks clear.
What speeds you up
- Connect the correct operating account on the first try
- Match application names to formation docs
- Answer verification messages the same day
- Keep personal spend out of the business account story
What slows you down
- Incomplete applications
- Personal accounts used as “business”
- Undisclosed daily/weekly facilities
- Ignoring ID or KYB prompts
When you are ready, apply — it takes about five minutes.
FAQ
Do I need tax returns?
Not always for a standard working-capital ask. Larger or more complex files may request tax returns or a personal financial statement.
Do I need collateral paperwork?
Standard structure does not require real-estate collateral. A personal guarantee is typical. Your agreement describes security interests and UCC filings if applicable.