Revenue-Based Financing
Funding repaid as a set remittance tied to your revenue and cash flow rather than a fixed bank-style monthly loan payment.
Revenue-based financing (RBF) ties repayment to your business’s cash flow instead of a rigid monthly bank payment. Rather than an accruing interest rate, you agree to a fixed total payback collected as a weekly remittance or a card holdback. Quickie’s funding is a form of RBF, structured as a purchase of future receivables.
The appeal is cadence fit. Businesses with seasonal or variable revenue often struggle with a fixed monthly loan payment that ignores a slow month. A remittance structured around your deposit rhythm can be easier to plan around, and RBF typically funds faster than traditional bank debt for qualified files because it leans on cash flow underwriting.
RBF is not automatically the cheapest capital — that depends on the file and the term. The right way to evaluate it is total dollars repaid, remittance cadence, and how the structure behaves in a soft week, compared against alternatives like a term loan or a line of credit.
Frequently asked
How is revenue-based financing different from a loan?
Repayment is tied to your cash flow through a set remittance rather than a fixed monthly bank payment, and the cost is a fixed total payback rather than accruing interest. Quickie funding is a purchase of future receivables.
Who is revenue-based financing best for?
Operators with steady deposits and seasonal or variable revenue who value cadence fit and speed over squeezing out the absolute lowest rate.
Is revenue-based financing the cheapest option?
Not always. It trades some cost for speed and flexibility. Compare total payback and remittance fit against a term loan or line of credit before deciding.
Related terms
A financing structure where a funder buys a set amount of your future sales at a discount today — a sale, not a loan.
A purchase of future card sales repaid through a daily holdback on card batches — the classic fast-funding product.
The cash a business uses to cover day-to-day operations — payroll, inventory, and the timing gaps in between.
The full dollar amount you repay over the life of an advance — funded amount times the factor rate, plus any fees.
A fixed weekly payment pulled by ACH toward your total payback — more predictable than a daily card holdback.
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See a real offer for your business
Connect your business bank, get a decision in minutes for qualified files, and review transparent total payback before you sign. Quickie funding is a purchase of future receivables — not a consumer loan.